June 1, 2018 • Posted in Economic Straight Talk, Featured Posts, Mortgage News, Pacific Union Insights
Pacific Union Chief Economist Selma Hepp examines historic mortgage rate trends and forecasts where rates might settle.
April 26, 2018 • Posted in Featured Posts, Mortgage News
Although prospective homebuyers in the Bay Area's two largest cities are among the least likely in America to face mortgage denials, when they do, it is usually for three specific reasons.
December 14, 2017 • Posted in Featured Posts, Mortgage News
The economic fundamentals that fuel mortgage performance are at their healthiest levels in two decades, causing delinquency rates to fall nationwide, in the Golden State, and across the Bay Area.
December 15, 2016 • Posted in Economic Straight Talk, Mortgage News, Pacific Union Insights
In her latest analysis, Pacific Union Chief Economist Selma Hepp breaks down the Federal Reserve's decision to increase interest rates.
September 1, 2016 • Posted in Mortgage News
Bay Area home shoppers hoping to take advantage of today's historically low mortgage rates should ensure that their credit ratings are in fine shape, as lenders in our region require the highest scores in the country.
October 9, 2015 • Posted in Mortgage News
California homeowners are becoming equity-rich, and an increasing number of them are taking advantage of their property's increasing worth by opting for cash-out refinances.
May 29, 2015 • Posted in Mortgage News
The Mortgage Bankers Association says that relaxed government regulations, new offerings from federal loan programs, and new jumbo-loan options helped improve access to home loans in April, the sixth straight month of increased availability.
May 21, 2015 • Posted in Mortgage News
The U.S. mortgage-delinquency rate has dropped to its lowest level in nearly eight years, with the San Francisco metro area leading the charge.
April 10, 2015 • Posted in Mortgage News
More than 7 million homeowners could benefit from refinancing their mortgage and reducing their monthly loan payments, according to a new report, but they need to act quickly before interest rates climb higher this summer.
January 14, 2015 • Posted in Mortgage News
One year ago, economists predicted that mortgage rates would top 5 percent by the start of 2015. Instead, rates plunged last year and opened 2015 with 30-year, fixed-rate mortgages at the lowest level in 20 months, a development potential homebuyers should consider leveraging.
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